Home insurance policies protect you from loss if your home is damaged or destroyed. These policies cover the structure as well as your belongings. But what if you believe your home and belongings are ...

One pays the current value, minus depreciation; the other pays the full cost to replace your property. Many, or all, of the products featured on this page are from our advertising partners who ...

Actual cash value means that you will not get a check from the insurance company for enough money to replace your damaged, lost, or stolen item with a brand new version. ACV home insurance policies ...

Actual cash value coverage may lower your premiums, but it could also leave you underinsured. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

You probably don’t think about your roof often — and that’s not a bad thing. If you are thinking about it, chances are something’s gone wrong. When roofs wear out or sustain damage, the right ...