Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.

APY APY stands for Annual Percentage Yield, which is the actual rate of return per year, including compound interest. The APY is typically the rate you'll see featured for the CD you're considering.

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

SEATTLE, Oct. 17, 2025 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the best CD rates and terms nationwide. The company today shared its October APY Checkpoint, a ...

CDs are a low-risk investment option that allows your money to grow at a fixed interest rate over a specific period. If you’re considering opening a certificate of deposit (CD) or already have one, ...

The MarketWatch News Department was not involved in the creation of this content. SEATTLE, Nov. 21, 2025 /PRNewswire/ -- CD Valet is a data-driven, saver-first platform that connects consumers with ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Before getting started, then, it helps to calculate the ...

It's always important to earn as much interest as you can on your money. But with the Federal Reserve issuing an interest rate cut last month and with two others widely expected for October and ...