Adjustable-rate mortgages made headlines in 2008 for being a factor in the housing crisis. Since the pandemic, these loans ...

Applications for adjustable-rate mortgages have more than doubled over the past year, according to the Mortgage Bankers ...

ARMs are at their highest levels since 2008 — yet while post-crisis reforms made them less predatory, they aren’t without ...

Learn about Adjustable-Rate Mortgages, including their definition, types, components, and pros & cons. Discover tips on how ...

If you are looking to buy a home, you may want to consider an adjustable-rate mortgage — but experts say it’s important to know what that means before you commit. When the index of interest rates goes ...

What Is a 5/1 ARM? (And Should You Get One To Snag a Lower Mortgage Rate?) Prospective homebuyers have been dealt a complicated hand in recent years. Mortgage rates are still high, home prices ...

Mortgage interest rates just fell to an 11-month low last week and they are likely to continue to fall in the weeks ahead. With a Federal Reserve rate cut all but a certainty now (the dispute lies ...

Pros. Principal balance is reduced relatively rapidly compared with longer-term loans. The 15-year fixed-rate loan permits ...

Adjustable-rate mortgages are often overlooked by home buyers, but thanks to high interest rates and shifting economic environments, experts say these lesser-used loans could be an attractive option ...

Discover how reference rates like the SOFR and prime rate serve as benchmarks for setting interest rates, and explore their impact on mortgages and financial contracts.

Our family of four is buying a house in Austin, Texas, in 2024. Despite enticing alternatives, a fixed-rate mortgage remains the best option for us. Alternative mortgages are getting more popular but ...