Interest rates are poised to drift lower again in 2025, and that shift will not just hit mortgage borrowers and bond ...

Charitable gift annuities can be useful tools for clients looking both to transfer assets and to derive an income stream. But planners caution that despite the advantages of CGAs, they also come with ...

As Americans face growing longevity risk, some are turning to annuities for guaranteed lifetime income as insurance against outliving their assets. But while annuities are popular, they are not ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Not all annuities — or annuity rates — are created equal, though. In ...

Quick Read Annuities can guarantee you lifetime income, but they have their drawbacks. Ramsey isn’t a fan of their high fees and commissions. A fixed annuity may also do a poor job of keeping up with ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Investopedia / Michela Buttignol The future value of an annuity calculates how much a series ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Combining annuities with IRAs or 401(k)s can be powerful. Annuities ...

Annuities can be a valuable tool for retirement planning. Learn how they work and the different types available to see if they are right for you. As retirement approaches, many individuals begin to ...

If you want to cause an argument between two financial advisers, just get them talking about annuities. Some love these insurance products. Others avoid them like the plague. Each viewpoint has good ...

Annuities promise guaranteed lifetime income—so why do Canadians avoid them? We unpack the “annuity puzzle” and when they may actually make sense.

While the biggest financial headlines over the past few months have focused on bailing out banks and other businesses with taxpayer money, many owners of annuities and life insurance are following ...