Our step-by-step guide details the mortgage application process, explaining what you do and what the lender does. Some or all of the mortgage lenders featured on our site are advertising partners of ...

Applying for a mortgage and purchasing a home is a significant step. Did you know that when you apply for a mortgage can affect the interest you pay at closing? There is an optimal time to apply for ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to ...

Online-only mortgage applications can offer faster processing times and convenience, but may not be the best fit for individuals with complicated finances or who don’t fit the typical borrower profile ...

It wasn't long ago that you could secure a new mortgage loan for under 3%, but any potential homebuyer today knows those days have passed. After a series of federal interest rate hikes, ongoing ...

Qualifying for a mortgage can be intimidating for first-time homebuyers and veteran homeowners alike. By learning what lenders look at when deciding whether to approve a loan, anyone in the housing ...

Applying for a mortgage is a big step, both towards becoming a homeowner and in terms of your finances. Ideally, when you finally submit your application, you will get approved — and it will be under ...

Since the 2008 recession, traditional mortgage lenders have had to tighten lending criteria. In many ways, this is good for borrowers as unethical lenders won't pressure them into taking on mortgages ...

The frenzied housing market caused by the pandemic looks like it is slowing down and may finally be more favorable for buyers. Though 30-year mortgage rates are higher than a year ago as interest ...

Anything that skews these ratios – like buying a new car – during your mortgage application can risk voiding your loan’s ...

Online mortgage lending is quickly gaining ground. Today, lenders like Lending Tree that work exclusively online have become a very attractive option for borrowers. But the question is - are these ...

Mortgage rates moved slightly lower last week after rising for much of the past month, but it wasn't a big enough move to ...