On Tuesday, a caller to The Ramsey Show sparked debate after family members urged him to put savings toward his mortgage instead of debt, prompting Dave Ramsey to deliver one of his trademark blunt ...

Q. A friend told me about your Baby Steps plan, and after years of living paycheck to paycheck and running up credit card ...

My husband opened his own commercial painting business in May. He knows he will have about three months in the year where he’s making little to no income. We’ve gotten $1,000 set aside for our Baby ...

The caller, who introduced himself as Jeeoff, said he had about $22,000 in savings and $12,500 in outstanding loans while working through Baby Step 2 of Ramsey's seven-step plan. Both his father and ...

I just finished paying off all my consumer debt in Baby Step 2. It took a long time, but I finally did it. Now, it’s time to grow my $1,000 beginner emergency fund to a full-funded emergency fund.

Dear Dave: My husband and I are on Baby Step 2, and we’ve paid off about $30,000 in consumer debt since March. We were wondering if we should refinance our mortgage. Our current rate is 4.875%, with ...

I just discovered you and your teachings a couple of weeks ago. I'm already on Baby Step 2, and I was wondering if I should buy life insurance now or wait until I've finished paying off debt. I'm ...

A friend told me about your Baby Steps plan, and after years of living paycheque to paycheque and running up credit card bills, I’m ready to get control of my finances. I just have one question. Baby ...

Q. My wife and I have paid off all our consumer debt, and we’re in Baby Step 3 building up our emergency fund to six months of expenses. When do you recommend buying a new car in the process? Do we ...