Today’s CD rates for January 23, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

CD Rates Today: January 15, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Should you get a long-term or short-term CD before the next Fed meeting?

Is a long-term or short-term CD better to open before the Fed meeting next week? Here's what you need to know.
MarketWatch

Some CDs are still offering 4% and up — but experts say ‘rates are likely to decline.’ So should you lock in now?

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...
MarketWatch

Could the 4% CD today feel like a win a year from now? 5 pros on where CD rates will go in early 2026 — and whether you should lock in now

Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled until Jan. 28, the CME FedWatch tool currently predicts a 14.4% chance that ...