We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. A checking account is a ...

With an online account, instead of using checks to pay bills, expenses are debited directly from the account. Because the accounts are designed for strictly online use, they typically come with higher ...

Opening a checking account is often one of the first steps people take when managing their personal finances. It’s a convenient way to manage your finances on a day-to-day basis. However, while it may ...

Sarah Brodsky is a freelance writer with 15 years’ experience covering personal finance and economics. She’s written for publications including Bankrate, CNET, and Fortune Recommends, and she’s ...

Some offers mentioned below are no longer available. BMO is offering up to $600 in cash bonuses on its Smart Advantage Checking Account, Smart Money Checking Account and Relationship Checking Account.

Here’s a closer look at some of the easiest bank accounts to open. Account details and annual percentage rates (APYs) are accurate as of October 4, 2025. *Earn up to 4.50% Annual Percentage Yield (APY ...

Earn high yields on your checking account at more than 10x the national average with debit and check-writing privileges — with a catch.

A checking account helps you cover everyday expenses. This account makes your money more accessible, and any extra money can go into a savings account or investment portfolio. If you’re new to banking ...