Today's high rates and rising credit card balances have borrowers wondering how they can finally get some relief.

What may be surprising, though, is that the very tool that got you into debt could also be your way out. Credit cards, when ...

Americans now hold a record $1.21 trillion in credit card debt, but some consumers could have their bills cut in half.

BREATHING ROOM. I STARTED TO FEEL THE CRUNCH WHEN I STARTED TO USE CREDIT CARDS FOR JUST DAILY ESSENTIALS. FOR JENNIFER PAEZ, MORE EXPENSES AND LESS MONEY. COMING IN MEANT ONE SIMPLE THING SHE HAD TO ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

Consolidating your credit card debt may be a good idea if the new debt has a lower APR than your credit cards. Many, or all, of the products featured on this page are from our advertising partners who ...

When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s ...

Reaching out for help with debt is a brave and proactive step, and it's one that speaks volumes about your determination to turn things around. Whether you're feeling the pinch on a tight budget or ...

Most of the time, balance transfer fees are worth it. Here's how the math works, and the rare times when they don't make ...

Household debt just hit a new all-time high. Here's how to slash your high-rate card balances before they spiral.