Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Thanks to inflation and a higher federal funds rate, certificate of deposit (CD) interest rates have increased exponentially in recent years. CD interest rates barely broke 1% a few years ago. By ...

Laddering certificates of deposit can give you safety — and more flexibility than you might get with a single CD.

Personal finance can compass a wide range of topics, but it boils down to how you want to save and invest your money. Investing in a certificate of deposit might be right if you’re not the risky type, ...

Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced ...

With inflation higher than ever, you may be considering how to make more on your money than you get from a typical savings account. Certificates of deposit can be a good option, but they’re not right ...

The financial strategy of creating a CD ladder may promote liquidity in your portfolio. "Laddering CDs — meaning, purchasing CDs with varying maturities, say in one month, three months, six months and ...

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.