“Creative financing on steroids” best describes some of the mortgage programs you will learn about in this column, courtesy of a mortgage expo I attended recently in Irvine. Because this expo wasn’t ...

Quick Read DR Horton (DHI) had 64% of mortgage closings go to first-time buyers amid aggressive incentives in early 2026. The ...

Creative financing for real estate offers investors a range of options beyond traditional bank loans, making it possible to acquire properties without hefty down payments or perfect credit scores.

Inflation has been stubbornly high, hovering at over 3% throughout the first half of 2024. As a result, the Federal Reserve has been forced to keep interest rates higher for longer, hoping to quell ...

If you aren't able to qualify for a conventional mortgage, there are other methods of financing to consider. Some, like government loan programs and down payment assistance grants, are relatively low ...

Seller Financing and Installment Contracts allow investors to negotiate directly with sellers for financing, potentially reducing the need for traditional bank loans. These strategies include options ...

With mortgage rates moving closer to 7% once again, recent homebuyers are finding creative ways to lock in lower rates. The survey details how borrowers achieved these lower rates. About one in three ...

Michael Hyun used creative financing to buy a home amid high mortgage rates in 2023. He used a 'subject-to' method, taking over a mortgage with a lower interest rate. A provision in the mortgage ...

Real estate leaders say fixing housing affordability requires rethinking the nation’s mortgage system. NextHome’s Keith Robinson and Century 21’s Mike Miedler argue that the 30-year fixed model is ...

There are a number of different factors to consider ...