The mortgage system has relied on FICO as its sole credit-scoring model for decades to figure out how likely a potential borrower is to pay back a loan on time. That FICO credit score impacted not ...
Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...
Most people mix up credit scores and credit reports, but knowing the difference could save you money and boost your chances of loan approval.
Gen Z has seen its credit score drop more than any other generation over the past year, largely because of student loan debt.
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