In this video I will be explaining in depth, but easy to understand, each of the five factors of a credit score. How much ...

A 680 vs. 740 credit score might not sound like a huge difference -- but it could cost you thousands in higher interest rates ...

From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your ...

Does unemployment affect your credit score? Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if ...

Understand the credit score effect of delayed payments. Your credit score is your creditworthiness and repayment history. The ...

Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential ...

Credit scores are an integral part of the financial world. For individuals, these scores determine the ease with which one can access credit, the amount of credit one can receive, the interest rates ...

Borrowers can compare lenders without damaging credit by getting prequalified, shopping within 45 days and delaying new ...