Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Mortgage lenders use your credit score as one of the factors when determining what rate you will receive. “Your credit score plays a critical role in determining your mortgage rate because it is ...

You’re more likely to find rates below 5% when you have a higher credit score Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side ...

It’s a tough time to be a borrower. Even if there is some moderate easing in 2026, mortgage rates (now about 6.15% for a 30-year loan) are largely expected to remain stubbornly high. Auto-loan rates ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Average credit scores dropped in all 50 U.S. states between 2024 and 2025, pointing to growing financial strain.

Your credit score does more than help determine whether you qualify for a mortgage. It also impacts your interest rate. The higher your credit score, the better your mortgage rate. Those with scores ...