Compare defined benefit vs. defined contribution plans -- see how pensions and 401(k)s differ in security, control and risk.

Most employers offer a defined benefit plan, where they select one or two health insurance options to offer their employees. This approach is being replaced by defined contribution plans. The shift is ...

Borrowers taking loans from defined contribution plans are mostly likely to use the money for healthcare or housing expenses ...

Defined benefit plans provide guaranteed retirement payouts and put investment risks on employers. These plans are funded by employers, who also manage investments and contributions. In contrast, ...

The majority of workers don’t contribute the annual maximum amount to their retirement savings plans, a Vanguard study shows.

Since the Great Resignation in 2021 when employees across industries quit their jobs in large numbers, private sector employers have begun revisiting their benefit offerings to align with current ...

Beyond saving enough, employees don’t always understand the full extent of the benefits offered by their employer. In fact, ...

Chip Castille, managing director at Wilshire, spoke with InvestmentNews about how sponsors can thoughtfully bring ...

The Thrift Savings Plan (TSP), a retirement plan for federal employees and uniformed service members, is the nation's largest defined contribution plan, with seven million participants and over $845 ...