Learn the 401(k) early withdrawal penalty rules, exceptions and smart ways to avoid taxes and fees so you can protect your ...

Discover how the IRS's Rule 72(t) lets you make penalty-free withdrawals from IRAs and other retirement accounts, including key calculations and examples.

Retiring early with a 401(k) requires understanding how to access funds before the standard retirement age without triggering ...

You're allowed to take substantially equal periodic payments (SEPPs) from your retirement accounts, regardless of your age. SEPPs are payments of a certain amount taken on a particular schedule for ...

If you take money out of your IRA early, you'll get hit with a hefty penalty. You also lose out on the returns any withdrawn funds would have generated in the future. You should try to avoid early ...

Early 401(k) withdrawals are those you make under age 59 1/2 without a qualifying reason. You'll pay a 10% early withdrawal penalty on top of ordinary income taxes. Consider early 401(k) withdrawals ...

This is why the traditional 4% rule might not work for early retirees. The rule also overlooks other important factors such ...