You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.

With home values remaining high overall, a growing number of homeowners are weighing whether it makes sense to tap into their home equity with a home equity line of credit (HELOC). But while this type ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

HELOC rates declined considerably in 2025. Here's what's considered to be a good one now, at the start of 2026.

Home equity line of credit (HELOC) rates are lower now than they were when they hit two-year lows in February, averaging 8.04% this week. Low rates on HELOCs make them a more affordable option than ...

Becoming a homeowner is a major milestone, and the benefits don’t end when you cross the threshold. Under the right circumstances, you can use your home as a tool to reach other financial goals. In ...

Reina Marszalek is a staff senior personal finance editor at Buy Side from WSJ. Staff Deputy Personal Finance Editor, Buy Side from WSJ Valerie Morris is a staff deputy personal finance editor at Buy ...

A home equity line of credit (HELOC) can be a valuable tool for homeowners looking to leverage the equity in their homes. Whether you are planning a major renovation, consolidating debt or funding a ...

A home equity line of credit lets you borrow against your home's value to access cash as needed. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but ...

HELOCs allow flexible withdrawals similar to credit cards during the initial draw period. HELOC interest rates are usually variable, potentially increasing repayment costs. Unlike HELOCs, home equity ...