You’re an adult. You understand the pitfalls and promises of the credit world. Depending on how you use it, credit can be an incredible blessing or a hellacious curse. You’ve been through it. But you ...

Kicking off the week on Money Matters, financial expert Barry Bigelow joined us to break down what he calls one of the biggest hurdles for young adults: building credit before you actually need it.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

How do you improve your credit score? This is an important question and in today’s lending environment it is now more important than ever. Here are the steps towards possibly improving it. First, look ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

A bunch of California credit unions and small banks offer these, especially for folks who are new to credit. The key is making payments on time – they get reported to the credit bureaus and help you ...