If you’re struggling with high interest rates or mounting credit card debt, learning how to negotiate with credit card companies can help you save money and regain control of your finances. Many ...

Credit card debt has been climbing steadily over the last several months, with Americans adding another $27 billion to their credit card balances in the second quarter of 2025 alone. In total, ...

Rates for certain financial products may change fairly quickly in response to a Fed rate cut, but credit card APRs aren’t guaranteed to follow suit, or may take a little longer to drop.

Credit card fees add up quickly, but picking up the phone could help you save on those fees. There are so many credit cards out there to choose from, and what you need to remember is they want you as ...

What will happen to credit card rates if the Fed cuts rates again this October? You may be hoping card rates will drop with ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

The terms of your credit card debt aren’t set in stone. If you’re feeling overwhelmed by your outstanding balance, it is possible to get a break from your creditors. By negotiating your debt, you ...

The federal funds rate, set by the Federal Reserve, is the rate at which banks borrow and lend to one another. While the rates that consumers pay to borrow money aren’t directly linked to this rate, ...

Depending on the type of credit card, the average interest rate varies — and it's constantly changing. Many or all of the products on this page are from partners who compensate us when you click to or ...

Transfer your balance or negotiate your credit card interest rate. Dec. 6, 2011— -- After successfully shaming banks into giving up debit card fees, now grass roots groups are urging consumers to ...