One of the biggest "cons" of a 401k or IRA is that your money is "locked up" until retirement. But did you know that there are ways to withdraw money early - without penalties? Investing money into ...

You reach the ATM, confident your money's right there waiting. You punch in your PIN, select the amount. Declined. You try ...

During challenging financial times, people often consider withdrawing money from their 401(k) plans. Balances in 401(k) plans are deceiving. They are not like checking accounts where what you see is ...

While a 4% withdrawal rate is considered safe, a conservative 3% rate supports expenses and travel while preserving funds. Use cash or CDs for college costs, diversify investments, and delay Roth IRA ...

You spend your entire career saving for retirement. Unfortunately, once the time for retirement comes, many people who have diligently saved end up making a major mistake with the money they've put ...

A 529 plan is a great way to enjoy some tax advantages while you save up for college. But after all that hard work saving, you want to make sure you are smart about tapping those funds. Sticking to ...

Withdrawing money from your IRA prior to age 75 won’t count toward your RMDs because you’re not required to make withdrawals until age 73 or 75 (depending on your birth year). However, making ...