Learn about credit scoring, including how the process works, factors that influence your credit score, and the ways you can ...

How important is it to use expanded behavior-based data such as social media to vet borrowers? Considering there are now tips to help people walk away from bad mortgages, finding new ways to vet ...

If you’re drowning in leads but your close rate isn’t improving, you’re not alone. Most B2B sales teams waste hours chasing dead-end prospects while hot leads go cold in their CRM. The fix? A lead ...

FICO is launching a new scoring model this summer, called the FICO Score 10. The new model will take into account a consumer’s account balances and missed payments over the last two years. About 40 ...

Americans who are struggling to pay off their debt could see lower FICO credit scores in their future, especially if they miss payments. Fair Isaac Corp., the company behind the popular FICO credit ...

In a digital-first B2B marketing world, generating high-quality leads that align with internal ICPs is more important than ever. With the pandemic causing a spike in web traffic and an abundance of ...

When applying for a mortgage, your credit score affects your odds of approval, interest rate and loan terms. FICO has been the leading credit scoring company for mortgages, but credit scoring models ...

FICO's new scoring model aims to help lenders better identify risky consumers and reduce default rates. However, banks, credit unions and other lenders are generally slow to adopt new algorithms.