The best way to get people to use or pay for your startup is to build a moral hazard into it. That is, you want to structure things so that the people who make the decision to pay for your product are ...

“Moral hazard” refers to the risks that someone or something becomes more inclined to take because they have reason to believe that an insurer will cover the costs of any damages. The concept ...

Senators Bill Hagerty and Angela Alsobrooks have introduced legislation that would raise the FDIC deposit insurance limit on ...

The fallout from Silicon Valley Bank’s failure has revived some of those financial crisis buzzwords we really, really hoped we wouldn’t have to say again. “Bailout,” “emergency lending facility” and ...

"Moral hazard" involves someone taking an action that will benefit them if it succeeds, while knowing they won't have to bear the consequences if it doesn't. The term is typically used to describe an ...

To date we have taken apart the firm and examined where institutions offer no advantage over bargaining by individuals, or relying on the price mechanism. We have seen two early explanations for ...

Jerry Delakas’ legendary newsstand in New York City. (Photo: Spencer Platt/Getty Images) The moral hazards of journalism used to seem clearer. There were a fundamental few: that advertisers would sway ...

Step away from credit risk and consider these stocks to protect your portfolio. Worried about the economy and how the effects of the subprime credit crunch might affect your hard-earned investment ...

Capital markets believe that interest rates are indeed on a downward path, for three reasons. First, inflation is moderating in the United States, the United Kingdom, and Europe, and there is even ...

The foreclosure crisis and housing market collapse have been a significant burden for homeowners, for lenders and for the economy as a whole. Policymakers are frustrated that foreclosure relief ...

Why would a big bank with so much at stake not care about the risks that they were taking? Well, at that point, they'd all been bailed out. I mean, my feeling at that point was, well, of course they ...

Desperate times call for desperate measures. In recent years and in the face of unprecedented changes in the climate system, some previously unknown and risky solutions have been proposed to put a ...