Small business owners looking to offer competitive retirement plans should consider self-directed SIMPLE IRAs. Plans like these provide greater investment flexibility than traditional options, making ...

A SIMPLE IRA is a retirement plan designed for small businesses, generally those with fewer than 100 employees. It works somewhat similarly to a 401(k), but employers are required to contribute to ...

A Savings Incentive Match Plan for Employees (SIMPLE) IRA is a retirement plan specifically designed for self-employed individuals and small businesses with 100 employees or fewer. It's a more ...

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in other ways. The SECURE 2.0 Act allows employers to contribute to SIMPLE IRAs ...

For small-business owners in search of retirement-savings instruments for employees, there are options beyond the traditional 401(k) and IRA. According to Rick Spivey, partner at financial services ...

If you're self-employed or the owner of a small business, not having access to a 401(k) plan may seem like a serious disadvantage when it comes to saving for retirement. Fortunately, there are several ...

A SIMPLE IRA is generally easier and less expensive to operate than a 401(k) plan, the IRS said. It's a good alternative for employers who want to offer a retirement plan in today's hot job market.

Cost and administrative complexity are two of the most frequently cited reasons small businesses give for not offering a retirement plan. But the Simplified Employee Pension (or SEP) IRA and the ...

Most individuals have heard of Traditional and Roth IRAs, but not many have heard of their cousin, the SIMPLE IRA. Individuals who are self-employed or own small businesses can take advantage of these ...

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in other ways. The SECURE 2.0 Act allows employers to contribute to SIMPLE IRAs ...