Stellar (XLM) is a decentralized cryptocurrency and payment protocol launched in July 2014 by Jed McCaleb and Joyce Kim. Developed by the non-profit Stellar Development Foundation, it aims to ...
XRP (XRP 9.22%) and Stellar (XLM 6.52%) both promise fast, low-cost cross-border payments, but they chase different customers and profit pools, and their blockchains are used at very different rates.