The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax ...

Over the past decade, some retirees have sought to lower their RMDs by buying a type of annuity called a qualified longevity ...

You never escape income taxes, but IRAs can help you control when you pay them, possibly lowering your lifetime tax payments. Roth IRAs are exempt from required minimum distributions, a boon if it’s ...

The rules governing the inheritance of an individual retirement account (IRA) when the IRA owner dies are complicated, but one aspect is straightforward: When the IRA owner dies, the current tax law ...

Follow these tips to help clients draw down their retirement funds in a tax-efficient manner and avoid common mistakes.

You may retire from work, but you'll never quite retire from paying taxes. How much you'll pay once you retire depends on the state where you reside. Here are 13 states that don't currently tax ...

The IRS caps contributions to retirement savings plans to prevent high earners from benefiting more from the tax breaks than the average worker.

At 73, you’ve reached a significant milestone, which is a result of a lifetime of hard work, planning, and perseverance. Congratulations! However, this particular birthday also comes with an essential ...

Most states offer at least one tax break to retirees but some exempt multiple forms of retirement income and eight states ...

Editor's note: An earlier version of this article incorrectly said Roth TSP distribution may not be subject to income tax and a 10% penalty under certain circumstances. Tax-free Roth Thrift Savings ...