While the stock market doesn't offer any guarantees, top-rated ETFs have a higher chance of delivering on their promises. Whether you want to beat the market or generate high cash flow without much volatility, an ETF with a five-star rating from Morningstar is more likely to get the job done.

Amid the broader market volatility, Vanguard International High Dividend Yield ETF (NYSEARCA: VYMI), has surged over 8% year-to-date, significantly outperforming the S&P 500.

What a painful start to the week it’s been for investors, especially retirees who may just have discovered they may have just a bit more equity exposure than their risk tolerance would allow for. Indeed,

Here's why these three Motley Fool contributors think the Schwab U.S. Dividend Equity ETF (NYSEMKT: SCHD), the Vanguard Dividend Appreciation ETF (NYSEMKT: VIG), and the Vanguard Total Corporate Bond ETF (NASDAQ: VTC) are worth buying now.

Vanguard Dividend Appreciation ETF (VIG) and Vanguard International High Dividend Yield ETF (VYMI) offer strong yields, diversification, and long-term growth potential for income-focused investors.

The S&P 500 (SNPINDEX: ^GSPC) index is made up of 500 of the highest-quality companies listed on U.S. stock exchanges. Last year, it delivered a return of 36.1%, which crushed the 25% gain in the S&P 500 (including dividends).