Many car insurance providers do not allow you to freely spend your claim check any way you want — as nice as that would be. After you’ve filed a claim, you will generally be obligated to direct the ...

Many years ago, I was in an accident and my car was badly damaged. So badly, in fact, that the insurance company declared the vehicle to be a total loss. That means they decided it was not worth ...

Discover how long car accidents stay on your record, how they affect insurance rates, and what you need to report to the DMV.

Car insurance helps pay for vehicle damages, injuries and other costs. While the U.S. federal government sets broad rules, each state creates its own laws and requirements for car insurance. So, it’s ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

Learn more about coverage options, costs and the claims process Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited By ...