Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught and ...

We asked ChatGPT to compare DIAs and QLACs. See how its analysis measures up against a financial expert’s critique.

DFAs can be part of the retirement income solution, since they give workers the power to choose whether to convert some or all of the savings to income benefits. What good is an annuity without ...

A 409a deferred compensation plan is a non-qualified arrangement that allows employees to defer a portion of their income to a future date. This plan is often used by high-income earners to reduce ...

You’ve worked hard to save for retirement in your 401(k) and now IRA — and succeeded. But wait. Your work isn’t done. If you adopt a plan that combines assets to the best effect, our new IRA study ...

RPO measures future revenue from existing contracts, aiding financial forecasting. It includes deferred and future invoiced revenue, enhancing transparency. RPO helps manage financial commitments and ...

Whether you are a small business owner trying to get an accurate picture of cash flow or a Main Street investor examining financial statements to pick stocks, understanding deferred revenue can help ...

A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or ...