Secretary Scott Turner and Principal Deputy Assistant Secretary Frank Cassidy have submitted the Federal Housing ...

The Federal Housing Administration (FHA) said Thursday it will raise the maximum claim amount for Home Equity Conversion Mortgages (HECMs) to $1,249,125 in 2026, up from $1,209,750 this year. The ...

The Mortgage Bankers Association is examining the data to see if the high ratio warrants a new push for a premium cut but ...

Explore how the FHA supports homebuyers with mortgage insurance and low down payments. Learn the agency's history and its role in making homeownership accessible.

The FHA streamline refinance program makes it easier and cheaper for borrowers who have a Federal Housing Administration-insured mortgage to refinance their loans at lower rates. FHA streamline ...

FHA loans are available to any borrower who meets the eligibility criteria, while VA loans are available only to active-duty military, veterans and their surviving spouses. You can get a VA loan with ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

Current homeowners are turning to government FHA loans, which offer lower interest rates, to find savings, as conventional rates turn higher.

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An FHA loan is a mortgage insured by the Federal Housing Administration. FHA loans are helpful for buyers with limited savings or lower credit scores. Some or all of the mortgage lenders featured on ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Lea Uradu, J.D., is a Maryland state registered tax preparer, state-certified notary public, ...