I suggest waiting in most cases, but that doesn't mean it’s always the best approach. Depending on your situation, risk tolerance and goals, your wife may want to file for Social Security now. However ...

If your wife's own benefit rate would be less than 50% of your PIA even if she waited until 70 to file, she wouldn't want to wait past her FRA to claim her own retirement benefits. She could then ...

Although millions of older Americans collect a retirement benefit from Social Security today, it's not a given that you'll end up being eligible for those monthly checks. If you have a pretty ...

Waiting until age 70 to file for Social Security retirement benefits is one of the most effective ways to reduce the risk that you’ll run out of money in your later years. But in some instances, ...

Today's column addresses questions about how retroactive filing affects benefit rates, when spousal benefits may be available and whether it's possible or advisable to take a retirement benefit before ...

Talking to a SSA representative in person is designed to help you make sure you understand your options and make the best choice you can about when to start your widow’s benefits. Frazao Studio Latino ...

It's possible to collect Social Security even if you never worked. Spousal benefits could pay you up to 50% of what your spouse gets from Social Security. Filing early could leave you with a very ...