A major reason not to set your retirement plan on autopilot: sequence of returns risk. A flexible strategy with cash reserves ...

When you think about your 401(k), one of the first questions that comes to mind is: How much is it actually growing? On average, 401(k) returns typically fall between 5% and 8% annually, depending on ...

Models reveal varying outcomes for 401(k) savers, with the biggest success ratios for those with higher balances and lower ...

The California Public Employees’ Retirement System, CalPERS, announced a preliminary investment return of 11.6% for the 2024-2025 fiscal year. The system has not yet released the financial report for ...

Charles Schwab’s annual survey of 401(k) participants sheds light on key retirement issues facing U.S. workers today. Only one-third of respondents report they’re “very likely” to achieve their ...