How to handle a charge-off or collection on your credit report? Follow for more credit tips! #chargeoff #collection #creditscore #creditrepair #credittips #creditknowledge #financialmatters #crediteducation #tips #fypシ | The Financial ER
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1.2K views · 554 reactions | Removing a $2,600 Capital One Collection, 21 late payments, and a $19k repo off my client’s credit report. She is now in the 700’s and finally getting a new home.  #credit #creditscore #creditscoreincrease #creditrepair #derogatory #repo #collections #approved #firsttimehomebuyer #fypage #fypシ #foryoupage #collections #badcredit #credittips | Deric Bumper | Facebook
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Let’s chat about your credit report real quick: Ever wondered what happens with charged off accounts vs. collections? Well, here’s the scoop: Charged off accounts stick around, but collections? That’s a different story. See, when a collection agency, like Midland, enters the scene without a direct contract, it’s not considered a trade line. So, no contract, no payment history, plain and simple. It’s actually illegal for them to use your previous creditor’s payment history. Crazy, right? And with
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